Visionary and seasoned entrepreneur with 24+ yrs global  expertise, a Techno-Business professional across various domains, skilled in digital strategy & transformation, technology innovation, International business development with a demonstrated history of working in the FinTech,  EdTech, Publishing, Technology, Telecommunication and Digital Ecosystem, startups and multi- diverse companies. An experienced Business Advisor for International Business & Trade in Technology and Digital Transformation. Currently, I'm Co-Founder & CEO of BetaBuilds Technologies. Small note on my FinTech Innovation Initiative: BetaBuilds is a disruptive technology enabler to bridge the “digital-divide” through the last-mile enablement of information and solve the biggest problem of Failed Payment Transactions due to lack of Internet. We aim to be enabler for the enterprises, organizations and government, who are striving to implement disruptive FinTech innovation to bridge the digital split for their consumer and focusing on making the information available to the rural and sub-urban masses. A GRANTED PATENT Disruptive FinTech innovation, we have built a technology solution that caters to the need of underserved & digitally unbanked RURAL POPULATION, who struggles to take advantages of the Digital Banking Services, due to lack of internet & digital infrastructure. OffWallet® as they named it, is a middleware technology that enables the existing Banking Apps to work seamlessly without any dependency on the internet, thereby, empowering the end users to make mobile transactions safely without the need of internet. Device agnostic technology, work seamlessly on smartphones & feature phones as well. OffWallet is not another wallet solution, nor is it SMS Banking Service.